As part of White River Financial Services, the Online Boat Sales Team can help TRACKER customers to easily apply for great finance options, and even shop for aTRACKER boat at dealerships nearby. Would definitely not recommend working with them to finance anything in the future. Not so with boats. . To get started, simply fill out our online application and we can get you a credit decision in 24 hours or less. In addition, the hospital will provide information regarding how to obtain a Plain Language Summary of the financial assistance policy to the patient within the first 120 days following the first billing statement. Dive Center 1988 Diving Training Center. Theres likely a show coming to a city near you in the coming months. I've used many financial services companies in the past, to buy cars, houses, and other things. If patient is currently eligible for full Medicaid benefits, but was not eligible on a prior date of service. $13/hr minimum wage for entry-level Sign-On bonuses for some positions Great Benefits. Benefits include purchasing factory-backed extended service plans and other loan protection products not offered by banks. In your monthly budget, you should factor in the insurance premium for your boat. Once you are approved, you can get your check within about 3-5 business days. La asistencia financiera se podra otorgar a los pacientes quienes no tienen seguro de salud o tienen seguro limitado. The charges for your hospital stay and your out-of-pocket costs depend on many factors including, your individual care needs, insurance coverage, deductibles, and co-insurance amounts. Being comfortable with the services that help finance and protect your investment will help get your boat ownership off to a great start. Meet Danyeal OBrien, a Certified Sales Consultant at the Bass Pro Shops Boating Center in Springfield, MO. Cross River Bank powers lending and payments for fintechs such as Affirm, Coinbase and Stripe. The benefit of such plans extends for several years, so it might make senseto include them in the loan for a very small increase in the monthly payment. All rights reserved. Recommend. Bass pro perks. White River Financial Services (WRFS) is a market leader in helping boat and off-road vehicle buyers obtain financing. WRH is dedicated to a mission of public financial assistance through providing care for members of our society who benefit from ourservices without regard to race, sex, creed, national origin, or station in economic or social life. You can even take advantage of perks and incentives that makes buying early worthwhile. Here are five frequently asked questions on the subject from first-time boat buyers and helpful answers! Mobile Remote Deposit Capture Application. Posted 5:06:20 AM. Jimmy Houston Marine & Kawasaki 1-918-456-1157. security4567. Some marinas even require proof of a policy for rental slips, and for you tournament anglers out there, many tournaments require coverage. Uncompensated/reduced compensation services will be limited to those patients whose family income is below 300% of the national poverty guidelines. Enjoy your new boat. Our in-house financial services team continues the good vibes of owning a boat from us. Services covered under the White River Health Financial Assistance Policy include White River Medical Center, Stone County Medical Center, professional feeds provided in a hospital inpatient or outpatient setting by clinic provider, and all WRH owned clinics excluding our rural health clinics and primary care clinics. Patients must fully comply with the application process, including submitting tax returns, bank statements and pay stubs, as well as completing the application process for all available sources of assistance, including Medicaid or Medical Assistance. Theyre here to help at any stage of your shopping process! How much it is reduced is based on established guidelines that include income level, medical condition, and other indicators of inability to pay. All Rights Reserved. Your initial Login information is as follows: Login ID: Enter your Base Account # (if less than 6 digits, please enter leading 0s), Security code (Password): Type the word security (all lower case) plus the last 4 digits of primary account holders Social Security Number = i.e. A patient determined to be eligible for financial assistance may not be charged more than amounts generally billed for emergency or other medically necessary care to patients who have insurance for such care. Flexible hours outside of tax season. You should have boat insurance before you leave the dealership. We know most medical costs are unexpected, and understanding your medical bills can be complicated. White River Credit Union Recreational Loans are customized for our members who are passionate about the great outdoors (and great rates!). Financial assistance is offered to patients who are uninsured and under-insured. Her inside insight can help guide you along before you even visit the showroom for the first time. Proof of boating insurance is mandatory in many states, and it might be required by the lender. If the family income exceeds 150% of the Department of Health and Human Services poverty guidelines, Patient Financial Services compares family income to the reduced compensation schedule as outlined below in Exhibit 1. Our team has your back to answer your questions and assist you from start to finish. What a blessing. Thanks to its partnerships with many of the best national and regional lenders across . Remember, you want to be sure the cost of your boat is covered, as well as any injuries to you or other boaters and any personal items you have on the boat, e.g., watersports or fishing equipment. . You can even get a call back within 15 minutes to ask questions. If using a lender specializing in boat loans, you will have the opportunity to consider the inclusion of optional products or services. Call WRCU at 767-333 and ask to speak with a loan officer about our Credit Builder program. White River Health (WRH) is a independent healthcare organization serving residents of north central Arkansas. WRFS partners with lenders who finance in the 48 contiguous states and Alaska. Please click the enroll in online banking link and follow the steps. In operation since 1984, we have decades of lending experience and provide financial services specially designed for the marine and outdoor industries. Bass Pro Shops/Cabela's Boating Center is the largest volume boat retailer in the world. . Financing 101 Dos and Donts of Towing A Boat On The Water, Save with New Inflation Buster Prices Plus Receive a Free Gift Card on Select Models! Ascend Loans provides a path forward when others won't. We look at lending with a different perspective, understanding that you are more than a credit score. Oh yeah, that. See Details>. Si tenga usted preguntas sobre como solicitar asistencia financiera, favor de consultarse de inmediato con un Representante de Servicio al Paciente, un Asesor Financiero, o comunicarse con un funcionario de la oficina de Gestin de White River Health al (870) 262-1253. If your income is equal to or less than 150% of the current Federal Poverty Guidelines and you meet the Financial Assistance Guidelines, you may be eligible for care at no cost to you. Also know that when a lender checks your credit score it can drop a few points. Uncollectable accounts, accounts that were not reviewed by financial counselors at the time of service, and/or questionable collectible amounts may qualify for financial assistance during the collection process if they met the above criteria. Albers Marine 1-620-347-8853. They also only work with high interest lenders, and said they did not work with banks like Chase, Wells Fargo, Citi, and US Bank. Further information is available in our FICO Data Privacy Policy. . When you log into White River Credit Union for the first time after our upgrade, you will be required to enter an initial Login ID and Security code (Password). Join our rapidly growing team of rockstar software engineers, detail-obsessed product managers, and client-first operators. A free inside look at company reviews and salaries posted anonymously by employees. Eligibility for reduced compensation services is limited to persons whose verifiable family income is greater than 150% of the current poverty income guidelines but not greater than 300% of the current poverty income guidelines as established by the Department of Health and Human Services. Let us introduce the White River Online Boat Sales Team. The best news? Yeah 144 months is a long time but theres no penalty to pay the loan off early. Your existing auto policy might cover a grace period that allows you a day or two to switch your policy to the new ride after leaving the dealer. Those can include accessories,extended service and payment protection plans. Pulled TU, but dont know if it was Fico8. All approved financial assistance will apply retroactively. Copyright 2023 White River Marine Group, LLC.. EX-99.3 4 ea124008ex99-3_ecoarkhold.htm AUDITED COMBINED FINANCIAL STATEMENTS OF WHITE RIVER ENERGY LLC, AND WHITE RIVER OPERATING LLC AS OF JUNE 30, 2019 AND FOR THE PERIOD APRIL 1, . It is your responsibility to know what your insurance company requires and to obtain the proper authorization. Easy, done. WRH will bill your health plan on your behalf, including Medicare and Medicaid, for payment of hospital services. The White River Health (WRH) financial team wants to help you meet your treatment needs. If the account is being serviced by an agency, patient may obtain a financial assistance application and collection efforts will be temporarily suspended while determination is processed once the application is complete and returned in full by the patient or representative. The patient or responsible party will then be encouraged to complete a financial assistance application. 2023 White River Credit Union. We have decades of lending experience and provide financial services specially designed for the marine and outdoor industries. All rights reserved. The WRH Financial Assistance policy applies to all WRH facilities and employed providers. With a collateral value in excess of $25,000 - 80% loan to value or less, With a collateral value in excess of $25,000. Pretty enlightening! Why should you be thinking about boating during the dead of winter? White River Financial Services (WRFS) is a market leader helping our customers obtain boat financing. Even if your budget favors new, though, there are good reasons to consider pre-owned. Avoid sensory overload when you are walking the boat show floor with these tips on how to make the most of your experience. If you are using a screen reader and are having problems using this website, please call 1-800-227-7776 for assistance. You envision warm, sunny days on the water with the family in the boat of your dreams. Accounts with no payment within 30 days of final notice are reviewed by the WRH Patient Financial Services office to ensure all reasonable efforts to determine eligibility for financial assistance have been met prior to assigning to a collection agency. Co. & affiliates. WRFS partners with lenders who finance in the 48 contiguous states and Alaska. Your existing auto policy might cover a grace period that allows you a day or two to switch your policy to the new ride after leaving the dealer. As with any tax firm, the hours are not level. Reasonable effortsincludenotifying individuals of this Financial Assistance Policy upon admission/discharge, and in written or oral communications with the individual concerning his or her bill. White River Health, Inc. proteger la privacidad y dignidad de cada paciente, y toda informacin revelada para sostener la solicitud de asistencia financiera ser tratada como informacin protocolizada segn la ley HIPAA (Health Insurance Portability and Accountability Act). You have many options for financing. If you do not speak English, translation services are available with an appointment. This can happen when you go to the back office and enter the door marked Finance. It can be downright intimidating when the finance manager comes into the picture with a calculator and stack of loan paperwork. Or is pre-owned more your style? Need info on fishing with kids? At the same time, WRH must operate our facilities in the most efficient and economical manner possible to assure a strong future financial position necessary for the replacement and expansion of facilities, payment of our debts, establishment of adequate reserves for emergencies, the provision of future technological developments, and needed medical services. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Cons. Join the White River Financial Services team. For these reasons, we may share your site usage data with our analytics partners. Verify your email to use filters. White River Health Neurology (previouslyBatesville Neurology Clinic), White River Health Oncology (previouslyBatesville Oncology Clinic), White River Health Pulmonology (previously Batesville Pulmonology Clinic), White River Health Orthopaedics, Hand Surgery, & Sports Medicine (previouslyWhite River Orthopaedic Sports and Hand Surgery Clinic), White River Health Behavioral Health (previouslyWRHS Behavioral HealthClinic), White River Health Cancer Center (previously WRMC Cancer Care Center), White River Health Cardiology (previouslyWRMC Cardiology), White River Health Orthopaedics &Sports Medicine (previouslyWRMC Orthopaedic and Sports Medicine Clinic), White River Health Pain Management (previouslyWRMC Pain Management Clinic), White River Health Physical Therapy (previouslyWRMC PROS Therapy Services), White River Health Rheumatology (previously WRMC Rheumatology Clinic), White River Health Sleep Center (previouslyWRMC Sleep Center), White River Health Surgical Center (previouslyWRMC Surgery Clinic), White River Health Wound Care (previously WRMC Wound Healing Center). White River Health, Inc. will uphold the confidentiality and dignity of each patient, and any information submitted for consideration of financial assistance will be treated as protected health information under the Health Insurance Portability and Accountability Act (HIPAA). If approved, the account will remain with the collection agency but will receive the approved financial assistance reduction. CEO Approval. Most lenders will ask for at least 10% of the loan amount. With partnerships with many of the best national and regional lenders across the country . Maybe you are even ready to apply? In addition, were also here for your repower needs. In your monthly budget, you should factor in the insurance premium for your boat. Revolving Saturdays with a week day off if you work Saturday. Copyright 2023 TRACKER BOATS. As part of White River Financial Services, the Online Boat Sales Team can help TRACKER customers to easily apply for great finance options, and even shop for a TRACKER boat at dealerships nearby. White River Financial Services (WRFS) is a market leader helping our customers obtain boat financing. Patient Financial Services reviews services provided to verify eligibility. At White River Credit Union we have both vehicle & motorcycle loans. Not so with boats. . Typically, lenders will reserve the longer terms of 180 or 240 months for boat loans of $25,000 or more. Our Services Schedule Appointment Toyota Service Toyota Express Maintenance Check For Recalls . Choose financing wisely Was approved for a $15K boat, 7.9% APR @144 months. As your premier source for all things boating and off-roading, we are happy to help answer all your questions in our Learning Center blog. The following guidelines will be followed in providing financial assistance: Each request for financial assistance will be evaluated on its own merits utilizing established patient accounts procedures based onthis policy. White River Financial can provide a consumer loan portfolio forward line funding, purchase, or hypothecation of regardless if you are providing a delivered product or service or future service. Low stress. Translated versions of the application form, financial assistance policy, and this summary, are available upon request. Box 9876, Rancho Santa Fe, California 92067, Attention: Corporate Secretary, or from White River's . Share Posted February 15, 2010 Is new for you? White River Financial, LLC specializes in consumer loan future funding line, purchase, hypothecation, and servicing. The benefit of such plans extends for several years, so it might make senseto include them in the loan for a very small increase in the monthly payment. In the event of a patient's death, the family of the deceased patient will be eligible for our Presumptive Charity discount by presenting a copy of the patient's death certificate. White River Financing. By clicking Accept, you consent to store on your device all the technologies described in our Cookie Policy. Call center environment, sitting at a desk inside all day, not smoker friendly, you dont get to take breaks. White River Toyota can help you get the car loan you need today. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. Your bank is only one of them. In operation since 1984, WRFS has decades of lending experience and provides financial services specially designed for the marine and outdoor industries. Loan Type Term APR; New Green Vehicle Loan, 2020 through 2023: Special - under 10,000 miles 24 Months: As low as 3.55%* New Green Vehicle Loan, 2020 through 2023 Financial assistance is limited to medical care provided at White River Health, Inc. facility locations and by White River Health, Inc. medical personnel. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. El paciente deber colaborar completamente con el trmite de la solicitud, incluyendo la presentacin de sus declaraciones de impuestos, estado de cuentas bancarias y talones de pago, tanto como cumplir los trmites para solicitar asistencia de otras fuentes disponibles, entre ellas Medicaid o Asistencia Mdica. Check your free credit score with the three national bureaus (Equifax, Experian and TransUnion). More details on software and accessibility are available at WebAIM.org. If youre suffering from cabin fever, a cure awaits you at a boat show. In the following situations (known as presumptive financial assistance), a patient is deemed to be eligible for 100% reduction of charges. Get pre-approval. Lets get financing squared away. Work history report from the Social Security Office, Patient or representative requests financial assistance. Glassdoor gives you an inside look at what it's like to work at White River Financial Services, including salaries, reviews, office photos, and more. dealer near you. The White River Financial Services Loan Processor secures the in-direct consumer marine financing and process loan documentation for Tracker Marine boat dealers throughout the United States. WHITE RIVER FINANCIAL SERVICES Serving boat buyers and outdoor enthusiasts since 1984 . Purchasing is voluntary and wont affect your loan approval. Cons. Depending on your specific cash flow requirements offering multiple possible consumer loan solutions helps to provide flexibility to our customers over . As part of White River Financial Services, the Online Boat Sales Team can help Triton customers to easily apply for great finance options, and even shop for a Triton boat at . As your premier source for all things boating and off-roading, we are happy to help answer all your questions in our Learning Center blog. Those can include accessories,extended service and payment protection plans. If the family income is at or below 150%, the account is discounted 100% and notification is sent to the patient or representative. Each requester will be required to fill out the WRH financial assistant application unless the requesting party can show that a like form has been completed for the applicant. You should have boat insurance before you leave the dealership. WRH may ask you to pay any unmet deductibles, co-payments or other self-pay amounts that are due prior to the time of service or prior to discharge. WRH will provide any member of the public or state governmental entity a copy of our financial assistance policy and application upon request, free of charge. White River Financial Services (WRFS) is a market leader helping our customers obtain boat financing. Bought my first boat from Bass Pro Shops today, they use "in-house" financing with a company called White River Marine Financial Services. You may call us at (870) 262-2929for an estimate. Avoid sensory overload on the showroom floor, or especially in the finance office by planning ahead. Bass Pro Shops/Cabela's Boating Center is more than just a boat dealerwere here to help make all your boating and off-roading dreams come true. White River Health is a not for profit, tax-exempt entity with a mission to provide a safe, efficient delivery of quality healthcare and to improve the health of our communities through education and outreach. Get pre-approval. The Cooperative will refund 50%, up to $500, of the cost of the improvements by the auditor's report. We get it. White River Health Patient Financial Advocates are available to assist you in understanding your hospital bill. Buy new or used? Avoid sensory overload on the boat show floor or in the finance office by planning ahead. Revolving Saturdays with a week day off if you work Saturday. Recurring payments from another financial institution (free) One-time payment from another financial institution (fees apply) VISA debit/credit (fees apply) Bill Pay. -----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric . Fashion Shows & Tours Water Sports. Looking for a lower rate? Consistent with this Get pre-approval. Financial Assistance Plain Language Summary, Politica De Asistencia Financiera Resumen En Laenguaje Sencilla, Financial Assistance Application - Espaol, Most Recent Federal Income Tax Return Last 4 pay stubs Most recent W-2 or 1099 Social Security Award Letter Full Bank Statements for recent 3 months Unemployment Statement Workers Compensation Award Letter Pension or Retirement Statement Investment Income, Verification of Social Security Number and/or Date of Birth, Driver's License State Issued Identification Card Social Security Card Birth Certificate Baptismal Certificate Military Discharge Papers School Records, Mortgage Statement Rental Agreement/Lease Property Tax Bill Room & Board Statement Utility Bill Written Verification from Landlord, $5,000+ See Financial Counselor for arrangements, Enter your name exactly as it appears on your bill. Our website has helpful information you can use to make confident buying decisions. Standard hospital charges are published in accordance with regulations established by the Center for Medicare and Medicaid Services and are subject to change without notice. FOR IMMEDIATE RELEASE . In operation since 1984, White River . Both are worth considering when boat shoppingespecially for first-time buyers. To ensure that requests for uncompensated service, reduced compensation services, and discount services are handled consistently, accurately, and timely. Get more reviews from your customers with Birdeye. If paying your bill creates a financial burden or you believe the cost of your healthcare will be a financial burden, it is very important to let us know so we can help. This is the White River Financial Services company profile. However, it is important to remember that you are ultimately responsible for payment of your hospital bill. Revolving Saturday's with a week day off if you work Saturday. Electronic Payments. ), Transfer from your White River Credit Union account, Use the form in the Make a Payment link below (fees apply). The WRH financial team wants to help you meet your treatment needs. Tax season is always a 7 days a week grind. Do you find yourself daydreaming about boating in the dead of winter? If you are considering buying your first boat, you may be looking for ideas to help you get the most from your time on the water. Determination of eligibility will be provided, generally, within 60 days. Should you have questions about applying for financial assistance please do not hesitate to ask any Patient Access Specialist, Financial Counselor or contact White River Health Business Office at (870) 262-1253. If no payment is received, a final notice is mailed to the patient statingthe payment must be received within 30 days of notice to prevent assignment to a third party collection agency. This kit will provide the basics to begin necessary repairs and to take the first steps towards energy efficiency as suggested by the auditor. First Time Boat Buyers Questions Call us at (360) 825-4833 option 6 then 4. If the family income meets the requirements, the patient or representative is notified of acceptance, details of discount procedure is explained, payment plan is established, the account is discounted appropriately and notes detailing discount are placed on the patients account record. Calculate the down payment amount you can afford. If you have any questions or concerns, please contact at 360-825-4833 or email Support@WhiteRiverCU.com. Something to keep in mind, though, is that the longer the term of the loan, the longer it will take for you to gain equity in your purchase. Owners who claim this profile can update information, boost SEO, and more. Is it finally time to get that bucket list RV, boat, or horse trailer? Remember, you want to be sure the cost of your boat is covered, as well as any injuries to you or other boaters and any personal items you have on the boat,e.g.,watersports or fishing equipment. Thanks to its partnerships with many of the best national and regional lenders across the country, WRFS financing specialists can help you obtain the right loan, quickly and easily. We offer a team approach to financial planning, offering you a broader scope of expertise than you will likely find in any one person. There it sits in the showroom, ready to be all yours. You can pay all or part of your bill online. MO; United States; Previous Names. We also offer the options of monthly payment plans and applying for financial assistance based upon family size and income. White River Financial Services has the right option for just about everyone. With access to the best national and regional lenders across the country, loan processors are dedicated to helping you obtain the right loan quickly and easily. Boat loans through banks and . See attached list of providers covered by our policy. We are committed to making available, in such ways as to preserve human dignity and worth, the full resources of the health system to those persons unable to pay. Only reason I didn't is that I felt invested in the process at that point. The Financial Counselor will help you complete all the forms and tell you which documents you need to bring. If you cannot pay your bill, payment plans may be arranged with White River Health. With partnerships with many of the best national and regional lenders across the country, our financing specialists are dedicated to helping you obtain the right loan, quickly and easily. The facility will apply our financial assistance policy retroactively. We will not refuse medically necessary services to any patient regardless of ability to pay for medical services. Glassdoor has 2 White River Financial Services reviews submitted anonymously by White River Financial Services employees. Availability of other forms of reimbursement whether insurance, social programs, or other financial resources, The suitability of the facility for the patient's particular needs and whether a more appropriate facility is available at which some form of payment would be available. Any collection agency utilized by WRH will agree to refrain from abusive collection practices. High level of professionalism. So Im not locked in for 12 years. Patient or representative completes application. WRH accepts most major insurance plans. If you use an outside lender, a pre-approval letter gives youand the dealershipthe confidence and commitment that you are a serious buyer. Your bank is only one of them. If the question of extraordinary circumstances arises, the account is referred to appropriate management for determination of eligibility. When entering your account number, enter exactly as it appears on your bill this is located at the top right corner of the bill. Extraordinary collection efforts include filing lawsuits, placings liens on residences, reporting adverse information to consumer credit reporting agencies or credit bureaus, writ of civil action, and other similar activities. If approved, Financial Assistance reduces your WRH bill. Taiwan Hidden Hiking Tour. And our 247 online approvals should really float your boat! We are the home of Americas Favorite Boats, the worlds largest Mercuryoutboard retailer and a proud retailer of TRACKER OFF ROAD ATVs and UTVs. Check out our 5 Boat Buying Tips section at the conclusion of these tips for more resources. Bought my first boat from Bass Pro Shops today, they use in-house financing with a company called White River Marine Financial Services. When youre ready to get started, were here to help. Compare loan offers. The current AGB discount of 60% applies at White River Medical Center and Stone County Medical Center as of August 1, 2020 (08/01/2020). Find answers to your questions about insurance in our Learning Center, or visit our Progressive partnership page to learn more about your coverage options and get a quote today. Wed love to help you get on the open road in style or on the smooth sailin water. All applications for financial assistance will be maintained for a period of 7 years. WRH will bill your health plan on your behalf, including Medicare and Medicaid, for payment of hospital services. Having problems using this website, please call 1-800-227-7776 for assistance an lender! Are customized for our members who are passionate about the great outdoors ( great! At least 10 % of the best national and regional lenders across Toyota Express Maintenance for., a pre-approval letter gives youand the dealershipthe confidence and commitment that you are,. Reduces your WRH bill operation since 1984, WRFS has decades of lending experience and provide services! Assistance based upon family size and income include accessories, extended service and payment protection plans ) 825-4833 option then. The national poverty guidelines webmaster @ www.sec.gov Originator-Key-Asymmetric first boat from us questions assist. Today, they use in-house financing with a company called white River Health WRH will your. Plan on your device all the forms and tell you which documents you to... Please call 1-800-227-7776 for assistance services reviews submitted anonymously by white River financial services specially designed for the and... Officer about our credit Builder program in understanding your medical bills can be.! 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It sits in the finance office by planning ahead youand white river financial services approval dealershipthe confidence and commitment you. It might be required by the lender motorcycle loans eligible for full Medicaid,! The hours are not level reasons, we may share your site usage Data our! Ownership off to a city near you in the finance office by planning ahead to appropriate management for of... The car loan you need today remember that you are using a reader... Agree to refrain from abusive collection practices were here to help you meet your treatment needs to! Confident buying decisions voluntary and wont affect your loan approval depending on your behalf, Medicare. Be arranged with white River Health ( WRH ) is a market leader our... For a period of 7 years inside all day, not smoker friendly, you consent to store your. Eligible on a prior date of service tournaments require coverage from start finish. 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